The mission of FIRE is to defend and sustain individual rights at America’s colleges and universities. These rights include freedom of speech, legal equality, due process, religious liberty, and sanctity of conscience—the essential qualities of individual liberty and dignity. FIRE’s core mission is to protect the unprotected and to educate the public and communities of concerned Americans about the threats to these rights on our campuses and about the means to preserve them.
It is that time of the year again, where summer vacation plans are being formed and the decision whether or not to purchase travel insurance and which type is again on the table.
The new way to search for just about anything is quote engines. Enter your data and the rate from the insurance company most suitable for your specific destination, age bracket and sometimes activities surrounding your trip is going to win the bid on providing you with the best quote possible.
In the UK
According to The Mirror, the Best Travel Insurance Provider is the Post Office.
When it comes to medical insurance, the premiums vary widely as seen here from The Guardian:
The ITIJ Industry Awards
ITIJ Awards 2013The 2014 International Travel & Health Insurance Journal (ITIJ) Awards were held at the Molino Stucky hotel in Venice, Italy, on 13 November. The glittering awards ceremony – now in its 12th year – honours those companies that have made an outstanding contribution to the global travel and health insurance industry over the past year.
So where should YOU go to purchase travel insurance?
The question is what is the best way to represent the interest of all people the most.
Is it the best that everytime a President has been elected, the approval rating begins with a lot less than 50 percent from the time he or she gets into office?
A little more than 50 percent of those who have voted are going to be happy with the results of a Presidential election.
The percentage of Americans going to vote for a President is fairly low, leaving it up to high probability that those who don´t go to vote (around half) are not excited about either candidate.
In addition: As the term continues, support for the current President tends to go downhill.
Ever since JFK, all US Presidents have had lowest approval ratings go below 40 percent.
So how can one say the current system is the best to represent all Americans?
In order to truly allow Democracy to work, a change has to be made in order to make sure that each administration represents at least half of the population.
Here is my solution:
There are only 2 major parties to produce the 2 candidates running, so we have to make the best out of it.
Between the 2 candidates finally running, over 90 percent are going to vote for either of them.
The key figure is always the Presidential candidate while the Vice-Presidential candidate is being is usually being appointed after either of the two parties have selected their Presidential nominee.
That means that around half of the American people´s representatives have chosen one of two Presidential nominees without knowing who the number 2 in charge would be.
How does that make sense?
The solution is only one:
Selecte the Republican and the Democrat candidate. Then have a Presidential election.
DO NOT APPOINT VICE PRESIDENTS!
The winner is going to be President. The “loser” the Vice President.
The Eagles began in early 1971, when Linda Ronstadt and then-manager John Boylan recruited session musicians Glenn Frey and Don Henley. Henley had moved to Los Angeles from Texas with his band Shiloh (produced by Kenny Rogers), and Frey had come from Michigan and formed Longbranch Pennywhistle; they had met in 1970 at The Troubadour in Los Angeles and became acquainted through their mutual record label, Amos Records. Randy Meisner, who had been working with Ricky Nelson’s backing band, the Stone Canyon Band, and Bernie Leadon, a veteran of the Flying Burrito Brothers, joined Ronstadt’s group of performers for her summer tour promoting the Silk Purse album.
The original Eagles played live together only once, backing Ronstadt for a July concert at Disneyland, but all four appeared on her eponymous album.After the gig with Ronstadt, Henley and Frey asked Leadon and Meisner to form a band and they soon signed with Asylum Records, the new label started by David Geffen. The name of the band was first suggested by Leadon during a peyote and tequila-influenced group outing in the Mojave Desert, when he recalled reading about the Hopis’ reverence for the eagle.
Four Boston-area neighborhoods are among the top-10 hottest in the nation for home buying, according to a national real estate brokerage that tracks the data.
Cambridge’s Inman Square was No. 1 on the list, according to Seattle-based Redfin, with a $660,000 median sales price and homes going for 68 percent over the asking price.
The Brighton-Allston area was No. 3, followed by Spring Hill in Somerville at No. 6 and Cambridgeport at No. 10.
“These four metro areas have set themselves apart in terms of attracting and creating high-wage jobs in tech, pharma, and finance and that has heated up the local housing market,’’ according to Redfin chief economist Nela Richardson. “When a short supply of homes collides with high-income homebuyers you get this hot, hyper-competitive climate.”
Neighborhoods near MIT and Harvard are definite hot spots, according Redfin, which ranked the areas based on seven factors, from price increases and days on the market to the prevalence of all-cash offers and bidding wars.
“It’s incredibly rare for a home in Cambridge not to get multiple offers,’’ Boston Redfin agent Katie Gustafson said in a statement. As a result, buyers are making offers above list price, waiving contingencies and taking other measures to secure transactions.
Gustafson said the Boston-Cambridge area’s medical, pharmaceutical and high-tech fields continue to drive demand. Five additional Boston-area neighborhoods also made the top 30.
Brighton and Allson saw the most all-cash deals, at 61 percent, according to Redfin.
Other highly competitive areas in the top-10 are in Seattle; Portland, Oregon; and San Francisco.
On the west coast, median sale prices are vaulting more than 88 percent over asking prices in San Francisco neighborhoods where houses fetch more than $1 million.
The Boston area has four of the 10 hottest neighborhoods in the nation for home buyers.
Rank Neighborhood City Median sales price
1 Inman Square Cambridge $660,000
2 Overlake Redmond $602,000
3 Brighton/Allston Boston $341,000
4 Roosevelt Seattle $627,750
5 Hawthorne Seattle $521,250
6 Spring Hill Somerville $619,000
7 Grass Lawn Redmond $482,500
8 Central Sunset San Francisco $1,150,000
9 Phinney Ridge Seattle $670,000
10 Cambridgeport Cambridge $712,000
It is meant to cut down on unemployment, so that people have a basic income enough to survive and are then free to work to improve their lives.
A good idea?
Time will tell … if the bill gets passed.